Financing
DO NOT LET A MORTGAGE OR LOAN APPROVAL STAND IN YOUR WAY OF TAKING OWNERSHIP OF YOUR DREAM HOME!
EZ-Build Systems, through its affiliated lending institutions, is able to provide you with financing at every level of the construction process:
- Loans to purchase or pay off land
- Construction loans
- Builder loans
- Permanent Financing (residential mortgages)
Here are just some of the special products and benefits that you can take advantage of by purchasing an EZ-Build Systems home:
1. EZ-Build Systems Energy Efficient Mortgage—convenient 3-in-1 financing that takes into consideration the tremendous energy efficiency of an EZ-Build Home. 3-in-1 financing means ONE loan and ONE closing, saving the customer time and money. This three-in-one loan covers:
- Lot purchase or pay off
- Home construction
- Permanent Financing
Save money on closing costs with one closing!
OPTIONS:
- Use this loan with a builder
- Build your own home and save
BENEFITS:
- We consider your time and labor as down payment
- Expanded income ratio for energy efficient homes (i.e. A family with $45,000.00 income qualifies for $160,000.00 mortgage by purchasing an existing home versus qualifying for a $200,000.00 mortgage by purchasing an EZ-Build Systems Energy Efficient Home)
- Free Pre-Qualification with the purchase of an EZ-Build Systems home.
Your equity may be the only down payment required.
- Finance your closing costs
- Finance your construction interest
- Unlimited Draws available during construction
2. EZ-Build Systems Energy Efficient Homes gives you:
- Greater Access to Housing (mortgages for energy efficient homes are approved more frequently and easily (pre-approved) than non-energy efficient homes).
- Tax Rebates (lending companies offer a tax rebate for an energy efficient EZ-Build Systems home)
- Better Rates (you will qualify for better lending rates when you purchase an EZ-Build Systems energy efficient home)
3. EZ-Build Systems Owner/Builder Program for customers who want to GC their own home. This program offers consumers 100% financing (NO DOWN PAYMENT) because we consider the customer’s own “sweat equity” as down payment enough. Some of the benefits of the Owner/Builder Program include:
- One Time closings for both the Construction and the Permanent loan
- One Application, One Loan, One Closing Saves you time and money
- 6 month Free for ARM loans with a Float Down Option
EZ-Build Systems make dreams a reality. Please call us today with questions or to pre-qualify for a new home loan! 888-755-2539
